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The rapid evolution of financial technologies (FinTech) has revolutionized the financial landscape, providing unprecedented convenience and efficiency. However, this technological advancement has also exposed the financial sector to an escalating array of cybersecurity threats. This paper presents a critical review of emerging cybersecurity threats in FinTech, analyzing the challenges and vulnerabilities faced by financial institutions in an era of increasing digitalization. The study delves into the complex landscape of cyber threats, exploring the spectrum from traditional threats, such as phishing and malware attacks, to sophisticated and evolving threats like ransomware, supply chain attacks, and artificial intelligence-driven cyber threats. The analysis highlights the interconnectedness of FinTech platforms, making them susceptible to systemic risks and cascading failures. Furthermore, the paper evaluates the impact of regulatory frameworks and compliance measures on mitigating cybersecurity risks in the FinTech domain. It assesses the effectiveness of current strategies and suggests potential enhancements to address the dynamic nature of cyber threats. A significant portion of the review focuses on the role of human factors in cybersecurity, emphasizing the need for robust training and awareness programs to empower financial professionals and users alike. Social engineering attacks, insider threats, and the exploitation of human vulnerabilities are discussed in detail, underscoring the importance of a holistic approach to cybersecurity. This critical review aims to provide a comprehensive understanding of the emerging cybersecurity …