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Biometric template protection (BTP) is an open problem for biometric identity management systems. Cancellable biometrics is commonly designed to protect biometric templates with two input factors i.e., biometrics and a token used in template replacement. However, the token is often required to be kept secretly; otherwise, the protected template could be vulnerable to several security attacks and breaches of privacy. In this paper, we propose a tokenless cancellable biometrics scheme called Multimodal Extended Feature Vector (M∙EFV) Hashing that employs an improved XOR encryption/decryption notion to operate on the transformation key. We stress on multimodal biometrics where the real-valued face and fingerprint vectors are fused and embedded into a binarized cancellable template. Specifically, M∙EFV hashing consists of three stages of transformation: 1) normalization and biometric fusion; 2 …