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The objective of this study is to conduct a comprehensive analysis of the factors that influence Islamic banks' performance in Jordan in the context of banking technology. The inquiry employed a method called a quantitative-descriptive enquiry. Using information based on financial statements from Jordanian Islamic Bank, Safwa Islamic Bank, and International Arab Islamic Bank listed on the Amman Stock Exchange between 2014 and 2022, annually data (a panel data) was gathered from banking companies for this study. The analysis found that both internal as well as external variables had a substantial impact on the Islamic Bank's financial performance. Policy implications suggest the need collaborations with financial technology startups can provide access to innovative solutions and technologies and also, Banks should explore strategic partnerships to complement their offerings and accelerate their digital transformation journey.