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Over the last two decades, we have observed many technological advances in computing, networking, storage, and processing technologies. These technologies have contributed to the emergence of various types of networks, various user applications, and a vast collection of computing devices that are becoming cheaper and more powerful than ever before. These new technologies have allowed users to access information anywhere and anytime, from any personal or mobile computing device, and have also given birth to new sectors such as FinTech. The FinTech field has developed recently, with opportunities to offer online banking services that are secure, high-quality, and easy to use [1].

This innovation in financial technology provides alternative products, business models, and applications that influence financial service provision and industry development while creating a competitive and reputable market culture among a number of different service operators [2, 3]. Consequently, financial and technology institutions increased their investments in the innovation of FinTech.