作者
Sebastian Derikx, Mark De Reuver, Maarten Kroesen
发表日期
2016/2
期刊
Electronic markets
卷号
26
页码范围
73-81
出版商
Springer Berlin Heidelberg
简介
Internet-of-things technologies enable service providers such as insurance companies to collect vast amounts of privacy-sensitive data on car drivers. This paper studies whether and how privacy concerns of car owners can be compensated by offering monetary benefits. We study the case of usage based car insurance services for which the insurance fee is adapted to measured mileage and driving behaviour. A conjoint experiment shows that consumers prefer their current insurance products to usage based car insurance. However, when offered a minor financial compensation, they are willing to give up their privacy to car insurers. Consumers find privacy of behaviour and action more valuable than privacy of location and space. The study is a first to compare different forms of privacy in the acceptance of connected car services. Hereby, we contribute to more fine-grained understanding of privacy …
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S Derikx, M De Reuver, M Kroesen - Electronic markets, 2016