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1 AGBIR Vol. 39 No. 4 2023 bibliometric analysis further extends and makes clear how those keywords semantically related and their contribution to topics while clustering based on bibliometric analysis is binary. Using both methods and approach refed as TAKe, publications from different source and type examined and analyzed for state of art of farm financial decision making. The survey then signals, in the state of the art of farm financial problem, financing has been treated for descriptive or exploratory purpose than as decision variable hence predictive consultancy than prescriptive advisory in farm financing investment..