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Many systems require a reliable personal authentication infrastructure to recognise the identity of a claimant before granting access to him/her. Conventional secure measures include the possession of an identity card or special knowledge like password and personal identification numbers (PINs). These methods are insecure as they can be lost, forgotten and potentially be shared among a group of co-workers for a long time without change. The fact that biometric authentication is convenient and non-refutable makes it a popular approach for a personal identification system. Nevertheless, biometric methods suffer from some inherent limitations and security threats. A more practical approach is to combine two-factor or mor authenticators to achieve a higher level of security. This paper proposes a novel dual-factor authenticator based on the iterated inner product between tokenised pseudorandom numbers …