While research studies of digital and mobile payment systems in HCI have pointed out
design opportunities situated within informal and nuanced mobile contexts, we have not yet …

Despite slow adoption in the US, mobile payments are thede facto solution for hundreds of
millions of users in China for everything from paying bills to riding buses, from sending …

Cash, a physical form of currency, or other major financial innovations such as automated
teller machines (ATMs), electronic fund transfers and credit or debit cards have traditionally …

Mobile payment services have recently emerged in North America where users pay for items
using their smartphones. Yet we have little understanding of how people are making use of …

This paper discusses the digital payment scenario unfolding in Singapore as the country's
government ponders the tremendous leap made by China in the digital payment space. The …

Purpose To understand why the penetration of handset-based mobile payment in most
countries is still low has been an important research topic for the last 15 years, and it has …

For millions around the globe, digital wallets are replacing cash and credit cards. These
services support user-to-user payments, and add a social component to transactions …

A systematic review of previous mobile payment studies revealed that studies mainly
focused on consumer adoptions via conducting surveys, yet the low adoption of mobile …

Ubiquitous and pervasive computing is fundamentally transforming product categories such
as music, movies, and books and the associated practices of product searching, ordering …

The rapid growth in the adoption of mobile payments has already begun to reshape bank
payment practices. Utilizing a unique data set from a leading bank in Asia that records credit …