… comparative study on household behavior carried out in India and China stated that in order
to understand household saving … that particular study was limited to the Colombo district only…

… analysis is based on primary data collected from 1500 household units covering six districts
… Utilization of private banks for savings is low compared to the utilization of state banks …

… household income to alleviate poverty. When the results of the current study's coefficients
were compared, … alleviating poverty in Colombo (.493) than in the Anuradhapura district (.311). …

… this study is to analyze the determinant factors of household … head, the proportion of
dependents, and living area … is no research topic on factors affecting household savings …

… Therefore, this paper examines the significant factors that influence urban-ward family …
the socio-economic variables including family income, savings and investment of the families, …

… District, approximately 140 kilometers northeast of Colombo. Much … , for the survey region,
dry zone factors were stronger and … For comparative analysis of participants’ past reliance on …

… As figure 1 shows the personal savings of Sri Lanka is significantly increasing in … factors
on the savings intention in specialized banks it is important to select specific geographical area …

… The major determinants of financial capital can be identified as credit accumulations, savings,
subsidies, total income, pensions, and remittances. People save in terms of liquid assets …

… There are numerous theories identifying the households’ behaviour that influences financial
decisions such as saving, borrowing, and investing. Expected Utility Theory (Neumann & …

… Under the comparison analysis, a significant difference was … In conclusion, this study found
factors which affect … are largely limited to Colombo and close by districts. Growth and poverty …