… Islamic actors blend religious beliefs with rational behaviour and find alternative ways of
rationality… policy changes, Islamic bank depositors and conventional bank depositors respond to …

… Islamic actors blend religious beliefs with rational behavior and find alternative ways of
rationality… policy changes, Islamic bank depositors and conventional bank depositors respond to …

… at conventional banks, it means that Islamic bank customers prioritize rationality and utility
maximization rather than religiosity … on depositors’ behavior rather than revealing how people …

… found that religious preference is the main reason to select a bank, … behavior in the banking
relationship, ie, Islamic banks in … ’s assets outperforms its counterparts (conventional banks). …

… and Islamic rationality based on religiosity values—Sharī‘ah … customers choose Islamic banks
over conventional banks. In … offer from an Islamic bank, I ended up depositing a number of …

… conventional banks. As we have argued, if depositors in Islamic banks are jointly religious and
rational… In other words, unlike conventional banks, depositors of Islamic banks behave like …

… a trade-off between religiosity and rationality. However, the … whether Islamic banks implicitly
follow conventional banks in … that Islamic banks follow the PLS mode with depositors and that …

… avoid depositing money in BMTs, as conventional banks might … religious reason is more
important than non-religious reason… Islam in measuring religiosity, ie akhlaq (behaviour), Sharia (…

… obey ethical rules which are based on strict religious principles. Moreover, the philosophy of
… For this reason, a behavioral explanation of risk taking is crucial because of the insufficiency …

… -bearing accounts to depositors. However, the majority of … Islamic banks with conventional
banks in terms of rationality and will define their rational choice in favor of Islamic banking. …