My licentiate journey would not have been possible without the guidance of my main
supervisor Professor Peter Öhman–no matter the time, weather, or day of the week. If I was …

Danmarks Nationalbank has established a Danish Payments Council as the framework for
the future collaboration on the payments of consumers and firms. The object of the Council is …

In the field of payments, standardisation is indispensable to establish successful products
and services. There are good reasons to have the actual standards set by market players …

The digitisation of payments has transformed how payment transactions can be completed.
Customers demand real-time payment capabilities, and the industry is responding to those …

Mobile, new technology and 'Big Data'are now changing the payments landscape. A 'silent
revolution'is under way, which will change retail banking as we know it. Mobile is now …

Purpose of this paper is to understand how cashless payments look today and familiarize
the reader with the forces that are shaping the acceptance of cashless payments. In banking …

Mit der Verbreitung von Smartphones, schnellen Übertragungstechnologien und der
Digitalisierung von Geschäftsprozessen erhält das bargeldlose Bezahlen einen enormen …

This article uses selected results of the Digital Payment Barometer–an annual, nationally
representative survey among more than 1,100 Belgians–to document that there is a …

make it easier to challenge incumbent payment methods by promoting a level playing field
among them.[...] the Department of Finance should ensure that the RTR agenda moves …

This paper aims to give insights upon the main challenges that bank customers can
encounter and their relationships to digital payment methods usage. An online survey will be …