Kenya’s economy is highly dependent on agriculture with maize production being one of the main agricultural activities. It produces an average of 23 million bags of maize annually with Uasin Gishu County accounting for 14.3%(3.29 million bags) of this national output. Production is associated with increasing cost and this brings to fore the question of financial requirements and expenditure, on agricultural production (Kamau and Otieno, 2013). To understand this puzzle, this study sought to answer the question regarding sources of finance for farmers and their expenditure on maize production.

The study sought to establish the existing relationship between usage of loan facilities and expenditure on the one hand, and maize production on the other. Using exploratory survey design, 144 maize farmers from across the county were sampled and the data collected was analyzed using descriptive and inferential statistics. Descriptive statistics was used to capture the level of maize production, usage of loan facilities and expenditure by the maize farmers. Inferential analysis was used to draw conclusions concerning the relationships and differences found in research results.