The objective of this work is to present an off-line signature verification system. It is basically divided into three parts. The first one describes a pre-processing process, a segmentation process and a feature extraction process, in which the main aim is to obtain the maximum performance quality of the process of verification of random falsifications, in the false acceptance and false rejection concept. The second presents a learning process based on HMM, where the aim is obtaining the best model, that is, one that is capable of representing each writer's signature, absorbing yet at the same time discriminating, at most the intra-personal variation and the interpersonal variation. A third and last part, presents a signature verification process that uses the models generated by the learning process without using any prior knowledge of test data, in other words, using an automatic derivation process of the decision thresholds.