Determinant factors of the successful of Baitul Maal Wat Tamwil (BMT)

MN Hosen, LS Sa'roni - International Journal of Academic …, 2012 - search.proquest.com
MN Hosen, LS Sa'roni
International Journal of Academic Research in Economics and …, 2012search.proquest.com
The purpose of the research is to identify determinant factors in the success of Baitul Maal
wat Tamwil (BMT). BMT is a kind of Islamic microfinance institute which saves and
distributes funds for micro entrepreneurs. The method of this research involves the financial
description method and characteristic analysis. The results show that the main determinants
of the BMT's success are capability of financial management, characteristics of financing
customers, capability of risk management, familiarity among customers and the managerial …
Abstract
The purpose of the research is to identify determinant factors in the success of Baitul Maal wat Tamwil (BMT). BMT is a kind of Islamic microfinance institute which saves and distributes funds for micro entrepreneurs. The method of this research involves the financial description method and characteristic analysis. The results show that the main determinants of the BMT's success are capability of financial management, characteristics of financing customers, capability of risk management, familiarity among customers and the managerial team of BMT, Information Technology, and Networking.
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