[PDF][PDF] Financial banking performance of ASEAN-5 countries in the digital era

N Malik, A Oktavia, MSW Suliswanto… - Jurnal Keuangan …, 2020 - pdfs.semanticscholar.org
Jurnal Keuangan Dan Perbankan, 2020pdfs.semanticscholar.org
The improvement of technology and information create a digital era in all aspects of the
economy, one example is in the banking sector. This study aims to find out and compare the
banking financial performance in Indonesia, Singapore, Malaysia, Thailand and the
Philippines in the period 2012-2017. The model used in hypothesis testing using one-way
ANOVA parametric test. Furthermore, using the panel regression analysis and results from
coefficient of determination (R2) from the regression to see the influence of digital era on …
Abstract
The improvement of technology and information create a digital era in all aspects of the economy, one example is in the banking sector. This study aims to find out and compare the banking financial performance in Indonesia, Singapore, Malaysia, Thailand and the Philippines in the period 2012-2017. The model used in hypothesis testing using one-way ANOVA parametric test. Furthermore, using the panel regression analysis and results from coefficient of determination (R2) from the regression to see the influence of digital era on ASEAN banking financial performance. The results of the study showed that the financial performance of ASEAN-5 banks differ significantly with other ASEAN countries and the average value of Indonesian banking financial performance showed better results than the other four ASEAN countries on CAR, ROA, and NIM ratios. However, on average the LDR ratio shows that Singapore, Malaysia, and Thailand are better than Indonesia. There are two of five variables that have a significant effect on bank profitability, namely the implementation of digital banking and the funding variables from third parties in banks. Other variables that are not significant are completeness in information of digital banking provided by the bank, the number of internet banking users of each bank, and the amount of credit channeled by the bank.
pdfs.semanticscholar.org
以上显示的是最相近的搜索结果。 查看全部搜索结果