The cytology and life cycle of Pinnularia cf. gibba was examined in nine clones from three Scottish localities. This freshwater epipelic diatom is heterothallic and produces two isogametes per gametangium in type IC auxosporulation (Geitler's classification [1973]). The zygote undergoes a highly unusual metamorphosis before beginning expansion, becoming shortly linear–lanceolate; this is accompanied by formation of a complete covering of thin, oxidation-resistant strips and scale-like structures (at the poles), which are quite separate from the perizonium formed during auxospore expansion. Observations of similar incunabular structures in P. acidojaponica show that these elements are siliceous. The P. cf. gibba perizonium also has unusual features, including a remarkably wide primary band. Trikaryotic and haploid auxospores are sometimes formed and haploid ‘zygotes’ mature and expand like diploids, but do not develop into mature initial cells. Several phases of mucilage secretion take place, from the gametangia, zygotes and auxospores. Triplets of gametangia and polyspermy occurred with high frequency; this and the systematic significance of variation in auxospore, incunabula and perizonium structure, are discussed. Aspects of the taxonomy of the P. gibba group are treated in supplementary material provided on the European Journal of Phycology website.