Loan quality, commercial loan review and loan officer contracting

GF Udell - Journal of Banking & Finance, 1989 - Elsevier
… to recon conventional view of loan review with the historical role of the commercial loan
oEcer. Specifically, we seek to identify the unique contribution of loan review and explain its …

A theory of loan priorities

A Schwartz - The Journal of Legal Studies, 1989 - journals.uchicago.edu
THIS article analyzes priorities among lenders in an insolvent debtor's personal property.
Current law regulating these priorities rests on three" priority principles": First, if the first creditor …

Types of loan: Matter and pattern

J Sakel - Empirical approaches to language typology, 2007 - degruyter.com
… This restricts MAT-loans and leads to mainly PAT-loans, while in the category of function
words the two systems collide, very similar to what we found in Hup and K’abeena. The fact MAT…

On loan sales, loan contracting, and lending relationships

S Drucker, M Puri - The Review of Financial Studies, 2009 - academic.oup.com
… This paper examines the secondary market for loan sales and, in particular, loan contract …
in loan sales and associated costs and benefits. Using loan-level data, we find that sold loans

Loan prospecting

F Heider, R Inderst - The Review of Financial Studies, 2012 - academic.oup.com
We analyze corporate lending when loan officers must be incentivized to prospect for loans
and to transmit the soft information they obtain in that process. We explore how this multi-task …

[PDF][PDF] The distribution of loan portfolio value

O Vasicek - Risk, 2002 - Citeseer
… Let the probability of default on any one loan be p, and assume that the asset values of the …
all loans have the same term T. Let Li be the gross loss (before recoveries) on the i-th loan, so …

[HTML][HTML] Bank loan loss provisions research: A review

PK Ozili, E Outa - Borsa Istanbul Review, 2017 - Elsevier
We review the recent academic and policy literature on bank loan loss provisioning. Among
other things, we observe that there exist some interaction between LLPs and existing …

[PDF][PDF] Bank Loan-Loss Accounting: A Review of Theoretical and EmpiricalEvidence

L WALLAND, TW Koch - Economic Review. Federal Reserve …, 2000 - fraser.stlouisfed.org
loans due to past events with the balance in its loan-loss … loan-loss provision is the
assessment of the appropriate loan-… use to arrive at the appropriate loan-loss allowance is at the …

Loan sales and relationship banking

CA Parlour, G Plantin - The Journal of Finance, 2008 - Wiley Online Library
… secondary market for loans arises, when a liquid secondary loan market is socially … loan
markets. Our predictions are based on both changes in the parameters that lead to higher loan

Seven aspects of loan size

M Schreiner - Journal of Microfinance/ESR Review, 2001 - scholarsarchive.byu.edu
… a 2-year loan as smaller than a 1-year loan; borrowers … loans as equivalent; and borrowers
concerned mostly with interest costs will see the 30-year loan as larger than the 15-year loan. …