[HTML][HTML] New model combination meta-learner to improve accuracy prediction P2P lending with stacking ensemble learning
Abstract Peer-to-peer (P2P) Lending is a type of financial innovation that offers loans without
intermediaries to individuals and companies. In the P2P lending system, there is a risk of
default on the loan which causes the company to lose. Many studies have to reduce the risk
of default by developing a classification model of prediction of default that focuses on
increasing accuracy. However, the big problem with prediction is data imbalance and low
performance classification algorithms. The purpose of this study is to improve the accuracy …
intermediaries to individuals and companies. In the P2P lending system, there is a risk of
default on the loan which causes the company to lose. Many studies have to reduce the risk
of default by developing a classification model of prediction of default that focuses on
increasing accuracy. However, the big problem with prediction is data imbalance and low
performance classification algorithms. The purpose of this study is to improve the accuracy …
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