No money down bankruptcy
S. Cal. L. Rev., 2016•HeinOnline
… New data from the Consumer Bankruptcy Project, our original empirical national study,
suggest that these "no money down" consumers are similar to those who use chapter 7.
However, because they cannot afford to pay their attorneys up front, these "… Using data
from the Consumer Bankruptcy Project ("CBP") in 2007 and 2013-15,15 we document the "no
money down" phenomenon that is reshaping the consumer bankruptcy system. We reveal
that "no money down" bankruptcies increased significantly between 2007 and 2013-15.16 …
suggest that these "no money down" consumers are similar to those who use chapter 7.
However, because they cannot afford to pay their attorneys up front, these "… Using data
from the Consumer Bankruptcy Project ("CBP") in 2007 and 2013-15,15 we document the "no
money down" phenomenon that is reshaping the consumer bankruptcy system. We reveal
that "no money down" bankruptcies increased significantly between 2007 and 2013-15.16 …
Across the legal system, attorneys serve as intermediaries, fostering or hindering access to justice. This relationship between attorneys and clients exists in consumer bankruptcy. Over a million people file bankruptcy every
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