… lending decisions of Chinese banks exhibit moral hazard. The results support the moral hazard
… ratio raises riskier lending, potentially causing further deterioration of the loan quality and …

… This research aims to analyze the impact of non-performing loans towards lending … We
also aim to analyze how lending decision related to moral hazard. We use threshold panel …

… that there is no evidence of moral hazard problem in Chinese banks. We extend the existing
literature on moral hazard problem, bank liquidity creation, and non-performing loans in a …

… risk determination but we contributed to the literature by showing that ‘moral hazard type II’
(moral hazard … significantly affected the increase of non-performing loans. Bank size, industry …

… by making additional loans due to the … loans potentially generating higher future losses.
The empirical results show that banks may be affected by moral hazard problems, but we find no …

… of adverse selection increases, and since high-risk individuals are more likely to not to be
able to repay, so non-performing loans will increase. In order to show the moral hazard risk …

… , nepotism, moral hazard, and non-performing loans (NPLs) … (β = 0.345 or 34.5%) and moral
hazard (β = 0.347 or 34.7%), … Nepotism (β = 0.168 or 16.8%) and moral hazard (β = 0.325 …

… a bank's lending strategies and the level of non-performing loans. … between non-performing
loans and moral hazard behavior … result is an increase in the number of nonperforming loans. …

… the effect of non-performing assets (NPA) on … lending choices of Indian Banks demonstrate
moral hazard and to test whether an increase in NPA ratio of banks raises riskier bank lending…

… A definition of the issues and its characteristic are presented afterwards in this thesis,
since in the banking industry conflict of interests and moral hazard are serious threats to the …