multiproduct firms relative to that of the nonminority banks (NMOBs) using a highly flexible
nonparametric approach. Since MOBs and NMOBs employ distinct technologies the
efficiency indices for the two groups are derived relative to their respective group-specific
frontiers and are contrasted to shed light on the ownership-efficiency relationship. The MOB
sample is then disaggregated and the intra-group efficiency differentials are investigated …