In intertemporal models of household consumption or portfolio choice, household behaviour
depends on, for example, the household's rate of time preference, the rate of risk aversion,
and the household's information set. In this paper we use a survey of Dutch households
which contains direct subjective information on risk aversion and time preference and on
interest in financial matters. We first describe these data and analyze how they relate to
household characteristics and household income. We then investigate whether these …