Systems and methods for authenticating online users and providing graphic visualizations of an authentication process

JS Gosset, WZ Khan, FJ Flory, AK Hosp… - US Patent App. 17 …, 2022 - Google Patents
(57) ABSTRACT A computer-implemented method for authenticating an online user includes
steps including receiving, from a requestor server in communication with a merchant
website, an authentication request message including authentication data collected from a
user computing device during an online interaction with the merchant website. The steps
also include extracting the authentication data from the authen tication request message,
and applying a risk-based authen tication (RBA) engine to the authentication data to obtain …
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