scrutiny on COVID-19-related health insurance coverage, the National Association of
Insurance Commissioners (NAIC) convened in March 2020 to discuss how the industry
could best deal with a pandemic. While the ramifications of the COVID-19 event are in their
infant stages, it is important to consider the implications such catastrophic risks have on an
insurance market. We evaluate statelevel changes presented by the NAIC in response to the …