… This study examines life insurance policy loan demand in terms of four hypotheses that have
been put forth in the literature. In contrast to previous studies that examined aggregate data, …

… relationship exists between policy loans and personal incomes. … the policy loan provision
is usually restricted to emergency situations, there should be a greater demand for policy loans …

… In 1969, for example, policy loans doubled over 1968 and … terms of the percentage of life
insurance companies' total asset … of policy loans raises many important issues at life insurance …

… of stochastic models for the demand for life insurance policy loans. For these, … demand for
life insurance policy loans are investigated by a statistical analysis of the monthly demand data …

… that redesigned life insurance policy loan provisions and changes in financial markets have
had on the demand for policy loans. The study investigates policy loan demand for the years …

… of the insurance contract encouraged the practice of granting loans. Early in the history of …
policy Ratio policy Sum of policy loans and loans and loans and prem. notes Sum of policy …

… ) and the demand for financial products or options (such as life insurance policy loans) that
… While prior studies using aggregate economic and loan demand data had failed to find any …

… an outstanding policy loan in 2007 but do report having a policy loan in 2009, while the …
To identify instances where a household may need to rely on policy loans or surrenders to …

… This demand is estimated as a constrained function of household saving, consumer durable
… impact on policy loan demand. The policy loan feature of life insurance policies that permits …

… of the interest on a policy loan, and the policy loan plus accrued interest was deduct ed from
the proceeds. In this case the widow to whom the proceeds, less loan and interest, were paid…