The role of banking is very important for the development and progress of a country. Bank business activities are not only for profit but are directed at improving the standard of living of the community. Bank are financial intermediary institutions that can connect parties who have capital with those who need capital because they have a very important and strategic role to support national economic development. The banking sector is also one of the sectors that contribute to national income and can create economic growth. Financial service institutions play a real role in channeling funds to people who need business capital through micro, small, and medium enterprises. Funds for the real sector in society, then indirectly the bank plays a role in driving the wheels of the economy so that people's welfare increases.