… risks across firms. In this qualitative research, we examined cyber insurance policies filed
with state insurance … (i) what losses are covered by cyber insurance policies, and which are …

… terms “cyber risk”, “cyber risk insurance” and “cyber insurance” … well covered by existing
insurance policies. Given the large … of cyber risk, there is uncertainty about what the cyber policy …

… the technical rate of risk? In this research, we collect and analyze over 100 cyber insurance
policies filed with state insurance commissioners. By analyzing these policies, we provide …

… how cyber risk dependencies can be taken into consideration when underwriting cyber-insurance
policies. This is done within the context of a base rate insurance policy framework, …

… cyber-risk insurance policies to specifically address the perils of e-commerce. These policies
range … Similar to more established types of insurance, however, cyber-risk coverage is not …

… cyber risk for individual people, nor do we address cyber risk for … First, the causal factors that
drive cyber risk change and … than the insurance period for most cyber insurance policies. For …

… risks at least in extreme scenarios. We also note that insurance companies are affected by
cyber risk in two distinct ways: first, in their underwriting when new cyber insurance policies …

… We discuss how our results can be used to develop effective cyber insurance policies. Our
models provide coarse grained predictions based on discretised loss and offer the following …

… cyber intrusions regardless of the sophistication of their IT security. While cyber insurance is
… future where all classes of risk and insurance will be touched by cyber. Meanwhile, the rapid …

… The stakeholders consist of the departments responsible for considering cyber insurance
policy in the US, the UK and the EU, one organisation representing a coalition of insurers (…