… of entrepreneurs' online popularity and interaction behaviors on individual investors' psychological perception: evidence from the peer-to-peer lending market

J An, H Di, G Liu - Frontiers in Psychology, 2022 - frontiersin.org
… the peer-to-peer lending market. To address this problem and … information affected
psychological perception of entrepreneurs … These results expand understanding of the …

Banker's lending decision making: a psychological approach

CC Trönnberg, S Hemlin - Managerial Finance, 2012 - emerald.com
… is based on “soft information” such as the perceptions of the client's personal characteristics
market characteristics and volatility when making lending decisions, although future market

Credit use: Psychological perspectives on a multifaceted phenomenon

B Kamleitner, E Hoelzl, E Kirchler - … Journal of Psychology, 2012 - Taylor & Francis
… Payday lenders are particularly likely to be found in neighborhoods characterized by lower
perceptions of this situation (in particular perceived loan burden) have been investigated. …

Psychological determinants of consumer credit: the role of attitudes

F Pattarin, S Cosma - Review of Behavioural Finance, 2012 - emerald.com
… bear on behavioral models through perceptions as well as … from April to June 2009 by a
market research firm. The sample … or point‐of‐sale lending becomes as compared to more direct …

Neural affective mechanisms predict market-level microlending

A Genevsky, B Knutson - Psychological science, 2015 - journals.sagepub.com
… The psychological mechanisms underlying individual lenders’ decisions remain … lending
rate. Other potentially relevant loan-request features—length of loan-request text, perceived

Psychological distancing and language intensity in Peer‐to‐Peer lending

J Huang, J Li, V Sena - Journal of Consumer Affairs, 2023 - Wiley Online Library
… First, in this market, lenders are also the consumers who purchase financial products online
… intensity with social psychological distancing in determining lenders' perceptions and finding …

A cognitive and social psychological analysis of disclosure laws and call for mortgage counseling to prevent predatory lending.

DP Stark, JM Choplin - Psychology, Public Policy, and Law, 2010 - psycnet.apa.org
… disclosed information will be perceived as unavoidable and … only four of the 14 psychological
barriers to rational decision … lending in the future once the housing and lending market

Friendship fallout and bailout backlash: The psychology of borrowing and lending

AN Angulo, NJ Goldstein… - … of Consumer Psychology, 2024 - Wiley Online Library
… When relationships are characterized as market-oriented, they follow more common … our
work examines the psychological perception of deserved control that lenders have over how the …

Lenders' blind trust and borrowers' blind spots: A descriptive investigation of personal loans

L Dezső, G Loewenstein - Journal of Economic Psychology, 2012 - Elsevier
… with an examination of lenders’ and borrowers’ perceptions of the … – ie, that lenders would
perceive the loan as more … been, and also that lenders would perceive the loan to have been …

Borrower attitudes, lender attitudes and agricultural lending in rural China

R Kong, C Turvey, X Xu, F Liu - … Journal of Bank Marketing, 2014 - emerald.com
lending mechanism, against borrowers’ perception toward lenders and how themselves were
perceived by lenders in … between lenders and with distinct cluster groupings based on their …