This study investigated the determinants affecting financial sustainability and profitability of
saving and credit cooperatives (SACCOs) in Eastern Ethiopia using unbalanced panel data …

Financial cooperatives and microfinance institutions are typical models that disprove the
traditional assumption that the poor are neither creditworthy nor able to save. The principal …

The rural economy and the urban economy in Ethiopia are largely disconnected. While
urban banks have excess liquidity, which costs them money to manage, and some rural …

Abstract Saving and Credit Co-operatives are financial institutions that are owned, controlled
and capitalized by their members. The overall objective of this study was to examine …

Purpose–The purpose of this paper is to discuss the financial sustainability of Tanzanian
saving and credit cooperatives (SACCOs). Design/methodology/approach–The data set …

Abstract Savings and Credit Cooperatives (SACCOs) in Ethiopia are playing an active role
both in rural and urban areas. Their number has increased from 5,437 in 2006 to 14,453 in …

The Savings and Credit Cooperative Societies (SACCOS) which are co-operative financial
models are flourishing in most of the developing economies recently. However, loan …

Abstract Savings and Credit Cooperatives (SACCOs) in Ethiopia are playing an active role
both in rural and urban areas. Their number has increased from 5,437 in 2006 to 14,453 in …

Increasing institutional capital through deposit mobilization keeps the cost of capital low,
thus leading to financial sustainability. However, little is known about how deposit …

SACCOS play a major role of providing financial access to poor people who are excluded
from the services of Formal Financial Institutions (FFIs). However, they also face number of …