Unbanked in America: A Review of the Literature Skip to: 1.Main navigation 2.Main content 3.Footer
Presidential Search Diversity & Inclusion News & Events Careers Subscribe Indicators and …

There is both widespread and mounting concern about access to banking services across
most developed nations–in Europe and North America as well as Australasia. This has been …

This article analyzes the socioeconomic characteristics of the financially excluded in
Canada using the 1999 Statistics Canada Survey of Financial Security and two surveys …

Millions of Americans do not have a banking relationship with a traditional financial
institution. 1 The “unbanked”—estimated to be 13 percent of American households—use a …

Recent estimates indicate approximately 8.4 million US households are unbanked with an
additional 24.2 million US households classified as underbanked. We focus on …

This paper uses data from a new, large survey to estimate the demand for financial services
of low-and-moderate income households. We show that socio-economic characteristics …

There has been a recent surge of interest in the market potential for mainstream financial
service firms to serve unbanked and marginally banked consumers. The financial services …

Changes are occurring in the provision of consumer credit, including the expansion of
subprime and some fringe financial services (eg, payday lending). We link two existing …

Thirty-five to 45 percent of low-income American households do not possess a bank
account. This statistic coupled with claims of price gouging by check cashers has prompted …

L'exclusion financière devient un problème social lorsque des individus se voient
systématiquement refuser un accès égal, voire tout accès aux services financiers essentiels …