… The two banks in 1995 Both banks are among the largest clearing banks in the UK. The
first bank (Bank A) had a market capitalization of some £5.7 billion, which puts it among the 30 …

… on price against the clearing banks and this has helped to put retail bank profit margins under
… of the clearing banks to cross-subsidise other products and even provide some banking …

… However, the branch networks of the main clearing banks have evolved in a largely unplanned
manner for a number of reasons. First, the current structure of the retail banking industry …

… of providing the Scottish Clearing Banks with an … the Banks granted to me by their chief
executives« namely Mr JB Burke of the Royal Bank of Scotland Limited, Mr DB Patullo of the Bank …

… with a clear exposition of the retail banking sector and how banks can confront the challenging
… Clearing banks typically served people who had money: landowners, people in business …

… It is to be noted that the retail banking businesses of the big British banks continues to be …
Historically, the British “clearing banks”, recognised the social obligation implied by their …

… expectation amongst the London clearing banks makes this an unlikely strategy. However, it
… the London Clearing Banks uses both a blanket mechanism — a minimum deposit balance …

… requires transfers of funds from banks in a net debit position to banks in a net credit position.
… of funds that banks hold in deposits at an intermediary bank. The clearing system operator …

… retail banking takes place in local markets covering a relatively small geographic area. Banks
… agencies responsible for clearing mergers and acquisitions of banking organizations have …

… As world governments rewrite banking legislation, they create opportunities for retail banks
to explore new avenues to customers and introduce new products that more closely reflect …