Bank efficiency and access to credit: international evidence
F Osei-Tutu, L Weill - Economic Systems, 2022 - Elsevier
abstract This paper examines the impact of bank efficiency on access to credit. We test the
hypothesis that higher bank efficiency, meaning a better ability of banks to operate at lower
costs, favors access to credit for firms. To this end, we perform a cross-country analysis with
firm-level data on access to credit and bank-level data to compute bank efficiency, using a
sample of about 54,000 firms from 76 countries. We find that greater bank efficiency
improves access to credit for firms. The beneficial impact of bank efficiency to alleviate credit …
hypothesis that higher bank efficiency, meaning a better ability of banks to operate at lower
costs, favors access to credit for firms. To this end, we perform a cross-country analysis with
firm-level data on access to credit and bank-level data to compute bank efficiency, using a
sample of about 54,000 firms from 76 countries. We find that greater bank efficiency
improves access to credit for firms. The beneficial impact of bank efficiency to alleviate credit …
Bank Efficiency and Access to Credit: International Evidence
OT Francis, L WEILL - 2020 - ideas.repec.org
This paper examines the impact of bank efficiency on access to credit. We test the
hypothesis that higher bank efficiency, meaning better ability of banks to operate at lower
costs, favors access to credit for firms. To this end, we perform a cross-country analysis with
firm-level data on access to credit and bank-level data to compute bank efficiency, using a
sample of about 54,000 firms from 76 countries. We find that greater bank efficiency
improves access to credit for firms. The beneficial impact of bank efficiency to alleviate credit …
hypothesis that higher bank efficiency, meaning better ability of banks to operate at lower
costs, favors access to credit for firms. To this end, we perform a cross-country analysis with
firm-level data on access to credit and bank-level data to compute bank efficiency, using a
sample of about 54,000 firms from 76 countries. We find that greater bank efficiency
improves access to credit for firms. The beneficial impact of bank efficiency to alleviate credit …