as a mean of eradicating poverty has become a concept central to Nigeria's policy in recent
years. The major problem of the policy however, is that its approach lacks ethics, juridical
elements, divine regulations, and ability to shape and direct the attitude and behaviour of the
people toward it, which make it difficult for them to embrace it with deserved seriousness.
Many Nigerians do not recognise their religious and moral obligation to become self-reliant …