[PDF][PDF] Islamic microfinance and poverty alleviation: an empirical ascertainment from Pakistan

HZ Mahmood, M Fatima, M Khan… - Journal of Islamic …, 2015 - academia.edu
Journal of Islamic Economics, Banking and Finance, 2015academia.edu
Islamic Microfinance (IMF) is an emerging mode for empowering the poor. The current study
has been devised to observe the implications of IMF on the assets and poverty status of the
households who borrowed from three pioneering organizations ie Akhuwat Foundation, Farz
Foundation and NAYMAT based in Lahore, Punjab, Pakistan. Pre and post project approach
was rendered to observe the impacts of microfinance on the targeted respondents. In this
regard, purposive sampling was employed for data collection to avoid randomized error …
Abstract
Islamic Microfinance (IMF) is an emerging mode for empowering the poor. The current study has been devised to observe the implications of IMF on the assets and poverty status of the households who borrowed from three pioneering organizations ie Akhuwat Foundation, Farz Foundation and NAYMAT based in Lahore, Punjab, Pakistan. Pre and post project approach was rendered to observe the impacts of microfinance on the targeted respondents. In this regard, purposive sampling was employed for data collection to avoid randomized error where self-administered structured questionnaires were used for data collection. Foster, Greer and Thorbecke measures of poverty assessment were used to achieve the objectives of the study. Results exhibited positive impacts of Islamic microfinance on the lives of the poor. This study is a contribution in the literature as there is no empirical study about the impact casted by the Islamic microfinance in Pakistan.
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