Technology-based banking has become essential in developing countries. In these countries,
the financial inclusion of populations and the development of banks’ portfolios depend …

Savings are an indispensable resource for Microfinance Institutions (MFIs). They must
mobilise sufficient savings to meet their commitments and become independent from grants …

This paper aims to bridge the knowledge gap in existing literature on Bitcoin, Blockchain,
and FinTech. It begins by clarifying the definition of these concepts. Through a systematic …

By combining TAM theory and selected variables from the literature review on social
network adoption, this paper aims to analyze the impact of WhatsApp on African and urban …

Companies invest a lot of time and money in implementing Enterprise Resource Planning (ERP)
systems to improve their overall performance. The objective of such technological …

The development of new technologies is putting more pressure on banks to offer digital
solutions to their customers. This issue is even more significant in developing countries where …

The aim of this study is to investigate the adoption and use of e-learning by business
employees in Cameroon. To this effect, it seeks to: (1) identify the variables that influence the …

This article aims to analyze the role of the digital and e-learning systems in higher education
in Burundi. In this article, we used a semi-structured interview in which we got four …

Organizations still dependent on information technology innovation have already adopted
the in AI subfields and techniques to adapt or disrupt the market while improvement their …

… Jean Robert Kala Kamdjoug holds a doctorate in mathematics and computer science in
2003 at Telecom Bretagne. He is a Professor of Information Systems at UCAC (1996) and …