… a common optimal savings rate, selecting an optimal default is trivial. But the calculation of
an optimal default is not straightforward if employees have heterogeneous optimal savings …

Defaults often have a large influence on consumer decisions. We identify an overlooked but
practical alternative to defaults: requiring individuals to make explicit choices for themselves. …

… a framework for setting socially optimal defaults by modeling an employeehs … of candidate
solutions for the optimal default d*: the center default D' φ # … & $, the offset defaults D, φ 2s + 9 …

… For example, we show the generic reason why BFP find some robustness in the optimal
default: normative ambiguity tends not to affect the optimal default when active choice policies …

… theory of optimal corporate-law defaults. We argue that, in choosing default corporate-law
arrangements, court and legislators should follow what we call the reversible default approach…

… opt-out costs will critically affect the design of the optimal default. … these results to guide the
choice of the optimal default rule. … these results to guide the choice of the optimal default rule. …

… a behavioral economics strategy, optimal defaults, to menu … menu default presentation (optimal
default, suboptimal default, … -world settings, optimal default menus were more successful …

… have different optimal savings rates. For example, what is the optimal default savings rate if
… In this paper, we develop a theory of optimal defaults that implies that the obvious answer to …

… In this section, we analyze optimal default under a fixed exchange rate. Despite the fact that
the vast majority of defaults are accompanied by large devaluations, we believe that doing …

… The term “optimal defaults” refers to imparting pre-selected … We discuss how optimal defaults
can be applied to pediatric obesity … to overcome in implementing optimal defaults, it is a …