The importance of applying the membership value toward savings and loans cooperatives in Indonesia
Abstract Cooperative Loans and Savings (KSP) is a business entity that having an essential
role as an alternative capital fund which is faster and based on the Membership Principle.
According to Law No 25 the Year 1992 concerning Cooperatives states that Cooperatives in
Indonesia should operate under the Membership Principle. Cooperatives have social
characteristics in the form of prioritizing mutual benefits and interests rather than personal
interests and benefits. Thus, cooperatives must become the spearhead of the national …
role as an alternative capital fund which is faster and based on the Membership Principle.
According to Law No 25 the Year 1992 concerning Cooperatives states that Cooperatives in
Indonesia should operate under the Membership Principle. Cooperatives have social
characteristics in the form of prioritizing mutual benefits and interests rather than personal
interests and benefits. Thus, cooperatives must become the spearhead of the national …
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