Drawing together insights from key figures in the collections industry and observation at one
of the UK's largest debt purchasers, this paper opens up the socio-material mechanisms of …

Existing accounts of consumer credit market making have done much to explore the
business models, technologies and advertising practices of lenders, and the financial …

Consumer credit borrowing–using credit cards, store cards and personal loans–is an
important and routine part of many of our lives. But what happens when these everyday …

This paper draws upon research in the UK debt advice sector to consider the role played by
the credit referencing sector in shaping how UK society is 'governed by debt.'In response to …

This research develops a theoretical account of cultural meanings as integral mechanisms
in the normalization of credit/debt. Analysis derives these meanings from the credit/debt …

Existing research on how consumers experience increasing debt as normal focuses on the
shifting moral meanings surrounding debt. Examining rapid mortgage debt escalation in …

The [credit] card was no more than a device bearing symbols for the exchange of monetary
value. That it took the form of a piece of plastic was nothing but an accident of time and …

In the context of apparently ubiquitous relations of debt, it has been argued that the debtor
possesses a unique, revolutionary potential. Why is this potential seemingly as yet …

Credit, debt and indebtedness are key terms for understanding contemporary social and
economic life. In many recent accounts of debt, however, debt is largely an ahistorical …

Analysing the affective geographies of digitally mediated payday loans in the UK, this paper
advocates and exemplifies an approach to cultural economy that focuses on how economic …