The metaverse aims to build an immersive virtual reality world to support the daily life, work,
and recreation of people. In this survey, the status quo of the metaverse is investigated, and …

Central bank digital currency (CBDC) has been the global hot issue in financial and money
filed, and is expected to serve as the core digital infrastructure in the future. The …

We identify some factors limiting CBDC adoption and some of the possible solutions. We
also assess the media sentiment about central bank digital currencies in general as well as …

This study presents an in-depth analysis of the rapidly evolving mobile payment market,
focusing on the competition between Central Bank Digital Currencies (CBDCs), as …

Under the impact of financial technology and digital currency,“central bank digital currency”
has become an international hotspot in recent years and is also one of the current research …

The article proposes a critical perspective on the potential impact of the growing
cryptocurrency ecosystem on the process of democratizing money. After examining the …

Cash, until now, is the only central bank liability at the disposal of the households. This
medium of payment is state-guaranteed and has no risk attached to it. The disuse of cash …

Digital currencies are surely an evolution of money'as we know it'. What is emerging from the
economic debate, is that digital currencies need a specific framework, both in the monetary …

In this information age, real currency is transitioning to digital currency. Blockchain
technology has introduced smart contracts and distributed ledger technology, leading to new …

The use of smart contract technology for contract execution and real-time payment can
ensure the timely availability of funds, thus ensuring the security and authenticity of data in …