[HTML][HTML] Credit scoring methods: Latest trends and points to consider

A Markov, Z Seleznyova, V Lapshin - The Journal of Finance and Data …, 2022 - Elsevier
Credit risk is the most significant risk by impact for any bank and financial institution.
Accurate credit risk assessment affects an organisation's balance sheet and income …

A key review on graph data science: The power of graphs in scientific studies

R Das, M Soylu - Chemometrics and Intelligent Laboratory Systems, 2023 - Elsevier
This comprehensive review provides an in-depth analysis of graph theory, various graph
types, and the role of graph visualization in scientific studies. Graphs serve as powerful tools …

An explainable artificial intelligence approach for financial distress prediction

Z Zhang, C Wu, S Qu, X Chen - Information Processing & Management, 2022 - Elsevier
External stakeholders require accurate and explainable financial distress prediction (FDP)
models. Complex machine learning algorithms offer high accuracy, but most of them lack …

Using enhanced crow search algorithm optimization-extreme learning machine model to forecast short-term wind power

LL Li, ZF Liu, ML Tseng, K Jantarakolica… - Expert Systems with …, 2021 - Elsevier
The strong volatility and randomness of wind power impact the grid and reduce the voltage
quality of the grid when wind power is connected to the grid in large scale. The power sector …

[HTML][HTML] Ultra-short-term wind power prediction method based on FTI-VACA-XGB model

S Guan, Y Wang, L Liu, J Gao, Z Xu, S Kan - Expert Systems with …, 2024 - Elsevier
In order to predict wind power quickly and accurately and reduce the negative impact of
wind power instability on the grid, this study proposes an ultra-short-term wind power …

Financial supply chain analysis with borrower identification in smart lending platform

R Mitra, A Goswami, MK Tiwari - Expert Systems with Applications, 2022 - Elsevier
The popularity of the online peer-to-peer (P2P) lending platform in the financial supply chain
(FSC) has grown tremendously in the past few years. However, it is pretty challenging to …

Bankruptcy prediction using machine learning and Shapley additive explanations

HH Nguyen, JL Viviani, S Ben Jabeur - Review of Quantitative Finance …, 2023 - Springer
Recently, ensemble-based machine learning models have been widely used and have
demonstrated their efficiency in bankruptcy prediction. However, these algorithms are black …

Assessing financial distress of SMEs through event propagation: An adaptive interpretable graph contrastive learning model

J Wang, C Jiang, L Zhou, Z Wang - Decision Support Systems, 2024 - Elsevier
Accurate assessment of financial distress of SMEs is critical as it has strong implications for
various stakeholders to understand the firm's financial health. Recent studies start to …

Improved credit risk prediction based on an integrated graph representation learning approach with graph transformation

Y Shi, Y Qu, Z Chen, Y Mi, Y Wang - European Journal of Operational …, 2024 - Elsevier
Accurate credit risk prediction effectively supports decision makings and risk prevention in
quantitative management. The general paradigm of previous works usually conducts …

[HTML][HTML] The composition of data economy: a bibliometric approach and TCCM framework of conceptual, intellectual and social structure

SA Olaleye, E Mogaji, FJ Agbo, D Ukpabi… - Information Discovery …, 2023 - emerald.com
Purpose The data economy mainly relies on the surveillance capitalism business model,
enabling companies to monetize their data. The surveillance allows for transforming private …