Risk preference of the investors and the risk of peer-to-peer lending platform

H Cheng, R Guo - Emerging Markets Finance and Trade, 2020 - Taylor & Francis
ABSTRACT Peer-to-Peer (P2P) lending platform has experienced a prosperity in China from
2007 to 2016. However, in recent years, the risks and problems of the P2P platform increase …

Investment decisions regarding internet financial products considering network externalities: a mixed-method approach

W Kang, M Yang - Journal of Electronic Business & Digital Economics, 2023 - emerald.com
Investment decisions regarding internet financial products considering network externalities: a
mixed-method approach | Emerald Insight Books and journals Case studies Expert Briefings …

Herding behavior in peer-to-peer trading economy: The moderating role of reviewer photo and name

P Luo, B Wu, R Law, Y Xu - Tourism Management Perspectives, 2023 - Elsevier
To deal with safety risks in a peer-to-peer (P2P) trading economy platform, later customers
may consider the decision of prior customers, constituting an environment where herding …

Warm-glow giving, hedonism, and their influence on Muslim user engagement on loan-based crowdfunding platforms

J Sutanto, H Wenninger, H Duriana - Journal of the Association for …, 2021 - aisel.aisnet.org
This paper investigates how platform design features affect the funding motivation of Muslim
users on loan-based crowdfunding platforms. Theoretically grounded in Andreoni's warm …

Crowdfunding dynamics

P Belleflamme, T Lambert, A Schwienbacher - 2019 - papers.ssrn.com
Various forms of social learning and network effects are at work on crowdfunding platforms,
giving rise to informational and payoff externalities. We use novel entrepreneur-backer data …

Discovering signals of platform failure risks from customer sentiment: the case of online P2P lending

Q Zhang, X Zhu, JL Zhao, L Liang - Industrial Management & Data …, 2022 - emerald.com
Purpose Digital platforms have grown significantly in recent years. Although high platform
failure risks (PFR) have plagued the industry, the literature has only given this issue scant …

The Effect of Digital Platform Strategies on Firm Value in the Banking Industry

M Schreieck, Y Huang, A Kupfer… - Journal of Management …, 2024 - Taylor & Francis
After digital platforms have become successful in the information technology (IT) industry,
incumbents from traditional industries increasingly implement digital platform strategies …

Information asymmetry among investors and strategic bidding in peer-to-peer lending

K Lu, Z Wei, TY Chan - Information Systems Research, 2022 - pubsonline.informs.org
We study how investors in peer-to-peer (P2P) lending use their information advantages in
decisions on when to place bids. Literature documents that better-informed bidders may …

Signal effect of government regulations on ride-hailing drivers' intention to mobile-based transportation platform governance: Evidence from China

G Jiang, W Yang - Transport Policy, 2023 - Elsevier
The emergence of the ride-hailing economy has brought many benefits to society but has
also presented several unprecedented governance challenges. To address the latter, a …

Lender rationality and trade-off behavior: Evidence from Lending Club and Renrendai

C Wang, L Tong - International Review of Economics & Finance, 2020 - Elsevier
Using the data from two leading online lending platforms in the US and China, Lending Club
and Renrendai, respectively, we compare the behaviors of risk aversion and risk-return …