How Lending Experience and Borrower Credit Influence Rational Herding Behavior in Peer-to-Peer Microloan Platform Markets

PB Lowry, J Xiao, J Yuan - Journal of Management Information …, 2023 - Taylor & Francis
This paper analyzes the herding behavior that characterizes lenders' lending decisions on a
microloan platform and explains how rational herding behavior can resolve the information …

Lender rationality and trade-off behavior: Evidence from Lending Club and Renrendai

C Wang, L Tong - International Review of Economics & Finance, 2020 - Elsevier
Using the data from two leading online lending platforms in the US and China, Lending Club
and Renrendai, respectively, we compare the behaviors of risk aversion and risk-return …

This is why we pay—Motivational factors for supporting subscription-based crowdfunding campaigns

H Jöntgen, NV Lingnau, O Hinz, R Holten - Electronic Markets, 2024 - Springer
Subscription-based crowdfunding platforms emerged as novel digital platforms that offer
creators the possibility of financial independence. They differ significantly from traditional …

Engagement and Crowding-Out Effects of Leaderboard Gamification on Medical Crowdfunding

TC Stratopoulos, H Ye - Journal of Management Information …, 2024 - Taylor & Francis
Prior research offers a minimal amount of direct evidence on the effect of gamification
features such as top-donor leaderboards on medical crowdfunding, particularly regarding …

The attraction effect in crowdfunding

M Weinmann, AN Mishra, LF Kaiser… - Information Systems …, 2023 - pubsonline.informs.org
At the core of reward-based crowdfunding (RBC) is the reward menu. Carefully constructed
reward menus can impact fundraising success significantly. For example, an oft-discussed …

Social contagion of online physician choice: the infection and immunity mechanism

J Li, S Ma, DC Yen, L Ma - Aslib Journal of Information Management, 2023 - emerald.com
Purpose In the digital age, the spread of online behavior and real-world information leads to
social contagion. This study aims to investigate the contagion phenomenon of online …

Herding in policy responses to coronavirus disease 2019

J Guo, X Zhang, F Gu, J Zhu, C Deng… - Science and Public …, 2023 - academic.oup.com
Governments have proposed various policy responses to contain the spread of coronavirus
disease 2019, but there is little available knowledge about how these policies are …

Identifying the influencing factors on investors' investment behavior: an empirical study focusing on the Chinese P2P lending market

X Yang, W Fan, S Yang - Sustainability, 2020 - mdpi.com
Our study explores the factors influencing investors' behavior in the peer-to-peer (P2P)
lending market in China, and the relationships among them from the perspective of …

Trust in information security technology: An intellectual property analysis

A Pigola, F de Souza Meirelles, PR da Costa… - World Patent …, 2024 - Elsevier
While zero-trust (ZT) technologies cover many aspects of trust in information security (TinIS)
critical to Federal enterprises, more research is required to effectively identify their benefits …

Bids for speed: An empirical study of investment strategy automation in a peer-to-business lending platform

E Darmon, N Oriol, A Rufini - Decision Support Systems, 2022 - Elsevier
We investigate how introducing a bidding agent impacts the process and outcome of an
online reverse auction in the context of a crowdlending platform. We consider this issue in …