The evolution of P2P lending

J Duarte, S Siegel, L Young - Research Handbook on Alternative …, 2024 - elgaronline.com
Peer-to-peer (P2P) lending platforms are online markets that allocate debt capital without
the involvement of a traditional intermediary, such as a bank. 2 P2P lending emerged in the …

The Herd Behavior on Peer‐To‐Peer Online Lending Markets: Evidence from China

R Liu, N Chen, Y Li - Discrete Dynamics in Nature and Society, 2021 - Wiley Online Library
Based on the transaction data and related borrowers' characteristics of Renrendai. com, this
study conducts an empirical study on the influencing factors of the investor's herd behavior …

A default penalty model based on C2VP2C mode for internet financial platforms in Chinese market

S Pang, H Xian, R Li - Electronic Commerce Research, 2022 - Springer
The present study proposes a novel customer-to-virtual-product-to-customer (C2VP2C)
mode of a loan default penalty model for Internet financial platforms (IFPs) in the Chinese …

Whose reviews are most valuable for predicting the default risk of peer-to-peer lending platforms? Evidence from China

L Li, H Zheng, D Chen, B Zhu - Electronic Commerce Research, 2022 - Springer
Online reviews of a firm may come from diverse sources including real customers,
competitors, and the firm itself. Review manipulation by posting fake negative reviews about …

Future Research Directions of Information Technology Investment: A Systematic Literature Review

A Putritama, AH Khamainy - Journal of Accounting and Investment, 2024 - journal.umy.ac.id
Research aims: This study aims to conduct a systematic literature review on IT investment to
answer the following research questions: 1) What are the current trends and future research …

Investor churn analysis in a P2P lending market

D Kim - Applied Economics, 2020 - Taylor & Francis
This study aims to determine why investors leave a peer-to-peer (P2P) lending market, and
the pathways through which several factors affect investor churn. To this end, this study …

A primer on peer-to-peer lending: immediate financial intermediation in practice

W Pointner, B Raunig - Monetary Policy & the Economy, 2018 - ideas.repec.org
Peer-to-peer (P2P) lending markets are young but fast-growing. Furthermore, P2P lending
competes with traditional bank lending. Several questions arise: How big are fintech credit …

Realizing potential: a real option perspective on communities of practice in organizational transformation

TL Wang - International Journal of Research in Business and …, 2024 - ssbfnet.com
This research aims to explore the recognized advantages of Communities of Practice (CoPs)
in enhancing knowledge sharing and spurring organizational transformation. Despite their …

[PDF][PDF] The impact of financial technology on customer intention to use financial services through the lenses of process virtualization theory

A Verbovetska - 2019 - scholar.archive.org
The ongoing digitalization in the financial services industry induces firms to implement
financial technology in their digital processes to attract customers. However, research on …

Media News and Social Media Information in the Chinese Peer-to-Peer Lending Market

J Kuang, X Ji, P Cheng, VB Kallinterakis - Systems, 2023 - mdpi.com
This paper uses supervised machine learning (sentiment analysis) to analyze the
sentiments of social media information in the P2P lending market. After segmentation …