The ongoing digitalization in the financial services industry induces firms to implement
financial technology in their digital processes to attract customers. However, research on …

This paper uses supervised machine learning (sentiment analysis) to analyze the
sentiments of social media information in the P2P lending market. After segmentation …

This study tries to identify the accuracy of individual investors' capability to predict a
borrower's creditworthiness in peer-to-peer lending markets and examine whether their …

Based on the unique data from a popular P2P website in China, this paper investigates the
borrowers' herding behavior and its influencing factors, eg, platform attribute and moderating …

Despite the popular emergence of peer-to-peer (P2P) lending platforms, relevant research
investigating the role of these platforms on P2P markets still lags. In this paper, we present a …

The crowdfunding market has developed fast in recent years. However, the problem of
information asymmetry in the market is still an issue for both backers and fundraisers …

The crowdfunding enigma has attained enormous interest around the world, while its
existing condition and potentiality for divergent advancement in developing, emerging, and …

We consider an entrepreneur funding his project from investors through a revenue-sharing
crowdfunding campaign. The early investor (insider) has a social tie with the entrepreneur …

The paper discusses the recent developments in peer-to-peer lending, which is one of the
most innovative online-based financial products. Peer-to-peer lending, also known as …

The emergence of tokenization platforms based on blockchain technology has led to the use
of free airdrop to replace traditional expensive financial incentives to enhance user …