This study aims to investigate the determinants of intention to use e-wallets. Drawing on the
technology acceptance model (TAM), the conceptual framework was developed. The study …

Financial technology (fintech) has become an important means of promoting financial
inclusion in developing countries. To improve financial inclusion using fintech and develop …

Teachers in the constitution in Indonesia are professionals who must meet pedagogical,
social, personal, and professional competencies. This qualitative research with a …

The banking industry has undergone a transformation because of information technology
(IT), which has altered how financial institutions operate, provide services, and engage with …

Mobile and internet technologies have revolutionized the way banks relate to their
customers by enabling banks to deliver efficient and effective financial services via mobile …

In the face of escalating global warming, the call for transformative action becomes
increasingly urgent. As industries and consumers grapple with the imperative of …

The adoption of mobile technology has received much attention in recent studies in Africa.
Several previous studies have assessed mobile financial service adoption using …

Persepsi dari mahasiswa perlu dikaji dan dianalisis secara tepat, sehingga dapat menjadi
refleksi bagi program studi dalam mengukur keberhasilan pada pelaksanaan pembelajaran …

Though the benefits of mobile adoption in banking institutions are extensively recognized,
there is a low pace of its adoption among customers. The establishment of behavioral factors …

The impact of online identity theft on customers’ usage intention of e-banking transactions in
uncertain context Page 1 Journal of Governance and Regulation / Volume 12, Issue 4, 2023 …