Subprime lending, a seemingly placeless and colorblind market phenomenon, plays an
important but potentially divisive role in reorganizing communities initially shaped by race …

It is well documented that there exists a historical pattern of public policy at all levels of
government that contributed to the segregated housing patterns in Baltimore City and other …

This article examines patterns of mortgage lending in metropolitan Buffalo, New York. The
analysis is based on 1999-2002 HMDA data and 2000 Census data for metropolitan Buffa …

The foreclosure crisis that followed the depression 2007–08 created a number distressed
communities in two of the hardest hit cities across the United States, Chicago, and …

The association between immigration and crime has been the center of debates not only in
the field of criminology but also in political arguments. However, consistent findings in …

The resolution of the US retail finance crisis in the post-1989 period altered the landscape of
central city mortgage markets by spurring the growth of new financial actors. While these …

This study investigates spatial dependence and neighborhood effects in mortgage lending
disparities in the Southern California five-county region. In doing so, it assesses indicators of …

The plight of central cities in the US has been an area of great concern for urban policy
makers and community activists over the past several decades. Amidst stark demographic …

Abstract In The Declining Significance of Race, William Julius Wilson (1987) raised key
questions about the fate of urban black class structure and the social organization of black …

From 2001 to 2005 the American housing market witnessed a housing bubble with rising
housing prices and home ownership rates. Home equity that constitutes a large share of net …