Embodiments of the invention are directed to a system, method, and a computer program
product self-selected user access based on specific authentication types. The system …

Disclosed is a system and associated method or restricting access to a user's account via
one or more account access channels. The system typically includes a processor, a memory …

Systems, apparatus, methods, and computer program prod ucts are provided for determining
a user's authentication requirements/credentials for a specific network access ses sion …

Embodiments are directed to systems, methods and computer program products for
providing user authentication based on transaction data. Embodiments receive from a user …

7,239,226 B2 7/2007 Berardi et al. 8,682,802 B 1 3/2014 Kannanari 7,328, 189 B2 2/2008
Ling 8,683,571 B2 3/2014 Zapata et al. 7,337,144 B1 2/2008 Blinn et al. 8,732,814 B2 5 …

Embodiments of the invention are directed to systems, meth ods and computer program
products for providing authenti cation using previously-validated authentication credentials …

Both activity providers and activity participants desire effi cient and accurate means for
paying for activities. For example, golfers usually must pay in advance at a clubhouse for a …

Embodiments are directed to systems, methods and com puter program products for
providing user authentication based on transaction data. Embodiments receive from a user …

5.437, 346 A 8, 1995 Dumont 6.256, 670 B1 7/2001 Davies 7,111.323 B1 9, 2006 Bhatia et
al. 7,231,202 B2 6/2007 Natsuno 7,239,226 B2 7/2007 Berardi et al. 7,373,515 B2 5/2008 …

Embodiments are directed to systems, methods and com puter program products for
assigning a level of authentica tion to an authentication bucket. Embodiments determine a …