This article reviews the recent literature on algorithmic fairness, with a particular emphasis
on credit scoring. We discuss human versus machine bias, bias measurement, group versus …

US fair-lending law prohibits lenders from making credit determinations that disparately
affect minority borrowers if those determinations are based on characteristics unrelated to …

We document the existence of a racial gap in realized housing returns that is an order of
magnitude larger than disparities arising from housing costs alone, and is driven almost …

Cities, Change, and Conflict was one of the first texts to embrace the perspective of political
economy as its main explanatory framework, and then complement it with the rich …

This article reviews the concept of shared equity homeownership (SEH) in the United States.
The review examines the origins of the SEH model and its historic precedents. It considers …

This paper interrogates how racially discriminatory practices by real estate agents, lenders,
and retailers produce and reproduce marketplace inequities for Black consumers. Drawing …

Wealth is an important measure of advantage and disadvantage, especially in a global
context of wage stagnation, growing debt, and rising inequality. We see research on the …

Homeownership has long been associated with a myriad of economic, social and civic
benefits, prompting countries such as Norway to expand access to homeownership for socio …

A growing body of evidence shows that America's racial geography shapes access to basic
financial services (eg banking), highlighting a mechanism connecting segregation to …

This study examines the relationships between economic conditions, lending interest risk
(LIR), business risk (BUSR), non-performing loans (NPLs), and corporate financial …