Purpose This paper aims to provide an in-depth examination of the emergent state of
financial technology (fintech), particularly emphasizing capital-raising innovations and their …

Small businesses are significant to any economy from the perspective of employment and
contribution to the national gross domestic product. Despite their significance, small …

Purpose Crowdfunding (CF) has become an increasingly popular means of financing for
entrepreneurs and has attracted significant attention from both researchers and practitioners …

Digital finance is an innovative business that applies information technology in the financial
industry. Although empirical research on digital finance for development has grown …

Technology has reshaped how financial services are designed, delivered, and consumed
over the past decade. The increased mobile and internet penetration and availability of …

In the era of fintech, businesses using technology other than traditional banks are providing
financial services. Crowdfunding and peer-to-peer (P2P) lending are two of the most exciting …

Given the limited information for assessing borrowers in online peer-to-peer (P2P) lending,
the textual content of loan requests has been recognized as a crucial factor influencing …

This paper aims to analyze the impact of COVID-19 on the sustainability of the banking
sector and the fintech sector. In China, where banks' revenue mainly comes from branches …

In recent years, FinTech credit has witnessed significant growth in the market. While
previous studies have explored various factors that drive FinTech credit, a comprehensive …

The financial sector is transforming while increasingly becoming crowded with FinTech
firms. When operating in this sector, FinTechs must understand what factors contribute to …