A data processing system is disclosed for data processing, including database and file
management, as well accessing one or more databases or other data structures …

An electronic personal data locker system is described in which personal data is stored,
organized, accessed, and/or maintained, among others activities. In an embodiment, the …

4,891,503 4,977,595 4,982,346 4,989,141 5,126,936 5,148,365 5,201,010 5,220,501
5,262,941 5,274,547 5,283,731 5,305,195 5,336,870 5,383,113 5,404,518 5,459,306 …

4,346,442 A 8, 1982 Musmanno bureaus, for example by accessing a data structure, such
as a 4,491,725 A 1, 1985 Pritchard database or table, that stores a personal identifier and …

6.421, 675 B1 7/2002 Ryan et al. 4,891,503 A 1/1990 Jewell 6.421, 729 B1 7/2002
Paltenghe et al. 4,977,595 A 12/1990 Ohta et al. 6.422, 462 B1 7/2002 Cohen 4,989,141 A …

G06F21/6218—Protecting access to data via a platform, eg using keys or access control
rules to a system of files or objects, eg local or distributed file system or database

4,989,141 5,077,582 5,126,936 5,148,365 5,173,935 5,197,094 5,218,632 5,220,501
5,262,941 5,274,547 5,326,959 5,336,870 5,383,113 5,404,518 5,420,405 5,457,305 …

Methods and systems are disclosed that identify and locate debt settlement candidates
based on credit data associated with the consumer. For example, candidacy may be based …

BACKGROUND Credit advice services include various types of services. For example, credit
advice service providers may assist con Sumers in interpreting their credit reports and …

The systems and methods described herein allow consumers to lock or unlock their credit
files at multiple credit bureaus in real-time or near real-time. The service may allow a …